Earn up to 9.5% * Per Year Returns Backed By First Charge Security Against Property

*Your Capital is at risk. Past performance is not an indicator of future results.

view blog

why invest

CrowdProperty Shield

how does it work?

how do i invest?

investment options

view our IFISA

WHY INVEST THROUGH CROWDPROPERTY?

Over £300 million

capital and interest repaid to investors

THE CROWDPROPERTY
SHIELD

Our industry-leading
three-tier security system

up to 9.5% * PER YEAR BACKED BY
FIRST CHARGE SECURITY

Tax-free through our
CrowdProperty IFISA

QUICK AND EASY TO INVEST

Project details available ahead of launch

FCA REGULATED & AUTHORISED

SHORT-TERM INVESTMENTS
FROM 6 TO 24 MONTHS

£500 MINIMUM INVESTMENT

A VARIETY OF PROJECTS TO INVEST IN

*Your Capital is at risk. Past performance is not an indicator of future results.

Stress-free investing with autoinvest

EXPERIENCE THE BENEFITS OF up to 9.5% * RETURNS BACKED BY FIRST CHARGE SECURITY AGAINST PROPERTY WITHOUT THE EFFORT BY USING OUR AUTOINVEST TOOL.

We understand you’re not always available to manually make investments. That’s why we’ve created our autoinvest tool: to save you time, to help you diversify and to make your life easier.

Our tech experts have created an algorithm which will ensure you have significant diversification, without platform administration or financial advisor fees.

learn more about AutoInvest

*Your Capital is at risk. Past performance is not an indicator of future results.

how the CrowdProperty Shield

safeguards your funds

THE CrowdProperty Shield IS A THREE-TIER SECURITY SYSTEM THAT ENSURES ONLY THE MOST LUCRATIVE, SECURE AND PROFITABLE PROJECTS ARE LAUNCHED ON OUR PLATFORM.

We follow this meticulous process exactly, with every project proposed to us, as protecting our investors’ funds is our number one priority.

rigorous due diligence

Our in-house property experts thoroughly assess each project proposal. We scrutinise the developer and any of their partners’ track records. Only the most promising projects, by the most experienced developers, will receive an informal offer.

CrowdProperty will only work up to certain loan-to-value and loan-to-cost percentages. For more information please view our risk statement.

The Royal Institute of Chartered Surveyors (RICS) – the world’s leading professional body for standards in property and construction – undertakes an independent valuation to confirm project figures provided. Only if projected figures are confirmed by a RICS valuer is a formal loan offer made.

1st charge security

A ‘1st legal charge’ gives CrowdProperty the legal right to take ownership of a property in the unlikely event that a developer defaults on their loan repayments.

1st legal charge is the highest level of security and gives CrowdProperty all the rights that a mortgage company holds. We have 1st legal charge on every project listed on our platform. This is an essential, non-negotiable criterion as protecting our investors’ funds is our number one priority.

This means that, should the developer default, our team of property experts can take ownership of the project and analyse all options for completion.

unparalleled expertise

Our in-house experts perform strict and rigorous checks on all projects proposed. With over 250 years experience in the industry, we understand what makes a project, and developer, successful.

We work in partnership with our developers until project completion. If a developer were to default, CrowdProperty’s 1st legal charge allows us to take ownership of the project. Here we could utilise industry experience to ensure the most suitable exit strategy was followed.

The property would be assessed at the point of default considering current market indicators, the condition of the property and the level of debt. All possible options would be analysed and if necessary, our team would complete the project to aim to return investors' capital and interest.

STAGE ONE
project review

APPLICATION

A developer submits a loan application

APPRAISAL

The loan is subject to a full appraisal from a member of our expert property team

VALUATION

A RICS valuation is conducted to confirm projected values and profits

STAGE TWO
launch process

OFFER

If the project meets our strict requirements, we issue a formal offer. Investors receive updates about the project and launch

PROJECT INFORMATION

Project details are available ahead of project launch, enabling investors to find out more about the opportunity

MONEY PLEDGED

The project goes live on our platform and our registered investors pledge funds until the loan is fully raised

STAGE THREE
project progress

TRANSFER

Approximately 1-8 weeks post launch we request that investors transfer their funds to fulfil their pledge

UPDATES

We keep investors updated throughout the project with regular reports from an Independent Monitoring Surveyor

REPAYMENT

Project completes and capital plus interest are returned* to investors

APPLICATION

A developer submits a loan application

APPRAISAL

The loan is subject to a full appraisal from a member of our expert property team

VALUATION

A RICS valuation is conducted to confirm projected values and profits

OFFER

If the project meets our strict requirements, we issue a formal offer. Investors receive updates about the project and launch

PROJECT INFORMATION

Project details are available ahead of project launch, enabling investors to find out more about the opportunity

MONEY PLEDGED

The project goes live on our platform and our registered investors pledge funds until the loan is fully raised

TRANSFER

Approximately 1-8 weeks post launch we request that investors transfer their funds to fulfil their pledge

UPDATES

We keep investors updated throughout the project with regular reports from an Independent Monitoring Surveyor

REPAYMENT

Project completes and capital plus interest are returned* to investors

Big Experience

CrowdProperty are a highly professional, helpful and well organised group of property experts with a great deal of experience, dealing with an investment area that I both understand and trust.

Robert

Herefordshire

Reputation and Security

For me, it's the expertise and reputation of the company along with proper due diligence, first charge security and good interest rates.

Linda

East Sussex

Trustworthy People

They are trustworthy, knowledgeable people at the heart of the business.

Felicity

Worcestershire

A Win-Win

It's up to 9.5% p.a return over 12-18 months backed up by 1st legal charge on the development or property. For me that's a win-win.

Maneesh

Greater London

Tremendous Experience

CrowdProperty is run by people with tremendous experience and knowledge of property funding and development projects. They offer great security, good returns and great expertise, which are highly attractive to investors.

Paul

Greater London

Very professional investment platform

Very professional investment platform, meticulous research and highest standard of care. Keeps me fully informed of the progress of each development loan. First class concern in every way.

Roy

Warwick

A P2P Gem

The investments are secured against property and curated by experts. A true gem of the peer-to-peer lending market.

Tom

Greater London

Confidence to Lend

CrowdProperty gives me the confidence to lend by offering a 1st charge secured on the property combined with an excellent track record of paying back.

Mel

Somerset

Excellent Due Diligence

There is an excellent due diligence process that gives me more confidence when assessing the risk of investing or not.

Steve

Essex

Big Experience

CrowdProperty are a highly professional, helpful and well organised group of property experts with a great deal of experience, dealing with an investment area that I both understand and trust.

Robert

Herefordshire

Reputation and Security

For me, it's the expertise and reputation of the company along with proper due diligence, first charge security and good interest rates.

Linda

East Sussex

Trustworthy People

They are trustworthy, knowledgeable people at the heart of the business.

Felicity

Worcestershire

A P2P Gem

The investments are secured against property and curated by experts. A true gem of the peer-to-peer lending market.

Tom

Greater London

Confidence to Lend

CrowdProperty gives me the confidence to lend by offering a 1st charge secured on the property combined with an excellent track record of paying back.

Mel

Somerset

A Win-Win

It's up to 9.5% p.a return over 12-18 months backed up by 1st legal charge on the development or property. For me that's a win-win.

Maneesh

Greater London

Tremendous Experience

Paul

Greater London

Excellent Due Diligence

There is an excellent due diligence process that gives me more confidence when assessing the risk of investing or not.

Steve

Essex

Very professional investment platform

Very professional investment platform, meticulous research and highest standard of care. Keeps me fully informed of the progress of each development loan. First class concern in every way.

Roy

Warwick

how do i invest?

Register as a lender with CrowdProperty, fill in your details and upload a proof of identity and address. Once your account has passed our Anti-Money Laundering checks, you’ll receive updates from us about project launch dates and information.

if you would like to pledge towards a project:

view projects

Access our projects page and select a live project of your choice

pledge money

Select the ‘pledge to this project’ button, specify your pledge amount and the account which you would like your pledge to come from

transfer funds

Once your account has passed our Anti-Money Laundering and Know Your Customer checks, we will notify you when you need to transfer your funds, usually 1-8 weeks post launch.

receive updates

We’ll keep you up to date with the status of projects in your loan portfolio.

receive returns

When a project is completed, and the borrower has repaid, capital and interest are returned to your account

what are my investment options?

Standard Lending

LENDING WITH CROWDPROPERTY TO EARN up to 9.5% * RETURNS BACKED BY FIRST CHARGE SECURITY IS EASY.

All CrowdProperty loans are, first and foremost, secured by the registered first legal charge against the property associated with the project. Every project is put through an extensive due diligence process by our experts, carefully curating and approving only the very best projects.

Tax-Free IFISA Lending

MAKE up to 9.5% * RETURNS TAX-FREE WITH THE CROWDPROPERTY IFISA.

The CrowdProperty Innovative Finance ISA (IFISA) is a way to increase your returns further. You still have the flexibility to select the individual loans and can invest up to £20,000 per tax year and receive the same up to 9.5% returns* backed by first charge security but tax-free. You can also transfer in existing ISA pots.

OPEN AN IFISA

Pension Lending

PENSION FUNDS CAN ALSO BE USED TO LEND WITH CROWDPROPERTY.

We have worked closely with SSAS and SIPP pension providers to ensure that lending with CrowdProperty is pension compliant, meaning Innovative property investment opportunities can be held in pension accounts. Just like our IFISA, you still have the flexibility to select the individual loans to lend to with tax-free returns.

find out more

discover autoinvest

a simple, quick and easy way to diversify your crowdproperty investment.

AutoInvest enables you to automatically diversify your money across high-quality property projects backed by first charge security, quickly and easily. Your AutoInvest funds will be diversified amongst each and every project launched on our platform, ensuring maximum diversification and reduced concentration risk.

turn on autoinvest

*Your Capital is at risk. Past performance is not an indicator of future results.

together we build great british homes

Investing through CrowdProperty supports small and medium sized property businesses that play a valuable part in addressing the housing under-supply and building the estimated 250,000* new homes required each year for the United Kingdom.

In 'Fixing our Broken Housing Market', the main housing white paper published in February 2017, the UK Government specifically identified small and medium sized property businesses as a key part in solving the housing crisis. Proposals focused on unlocking sites, planning constraints, construction barriers and funding for this segment. They committed to 'make more land available for homes in the right places, by maximising the contribution from brownfield and surplus public land, regenerating estates, releasing more small and medium sized sites, allowing rural communities to grow and making it easier to build new settlements'.

the project

This grade 2 listed Georgian building was converted from offices to 10 two-bedroom flats. A team of five individuals with previous experience in over 150 properties successfully managed and completed the development.

Loan amount:
£950,000
number of investors
84
loan term
15 months

This development of 10 new-build properties in Somerset comprises traditional houses built using local “Ham” stone. The developer team has undertaken 20+ co-living accommodation conversions, with this project being a natural progression of their property experience - moving into new build development.